Central Bank Rate: 0.37%
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Loan Apps Sāmoa

12 Verified Lenders • From 7.5% APR

Central Bank Rate 0.37%
Inflation Rate 4.54%
GDP/Capita WST 11,420
Average Monthly Salary WST 1,800
Income Tax Rate 15.0%
Average Property Price WST 400K
Unemployment Rate 4.6%

Loan Types Available

Personal Loans

Interest Rate 7.50% - 9.50%
Loan Amount WST 2,000 - 40K
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Business Loans

Interest Rate 6.00% - 10.00%
Loan Amount WST 50,000 - 500K
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Student Loans

Interest Rate 4.00% - 6.00%
Loan Amount WST 5,000 - 20K
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Mortgage Loans

Interest Rate 7.50% - 10.00%
Loan Amount WST 50,000 - 500K
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Auto Loans

Interest Rate 9.00% - 12.00%
Loan Amount WST 10,000 - 100K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

None

Minimum Down Payment

20.0%

Top Lenders

Samoa Finance Company

4.3
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Digicel Pacific Ltd

4.2
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South Pacific Business Development Microfinance Samoa Ltd

4.1
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Loan Calculator

Monthly Payment WST 890
Total Cost WST 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews